Home equity: Can it make the difference for retirees?
Posted: August 17, 2015
Home equity: Can it make the difference for retirees?Many consumers may not realize that their home can play an important role when it comes to planning for a secure retirement. In the USA, home equity is one of the most critical creators of wealth for retirees, constituting one of the largest chunks of one’s personal financial assets. When people buy a home, especially their first, they rarely think of it as an investment...
Quais são as coberturas básicas do seguro viagem?
Posted: August 17, 2015
Quais são as coberturas básicas do seguro viagem?O seguro viagem tem que oferecer, obrigatoriamente, proteção para, pelo menos uma das seguintes coberturas básicas: Despesas médicas, hospitalares e/ou odontológicas em viagem nacional (DMHO em viagem nacional) – indenização das despesas médicas, hospitalares e/ou odontológicas derivadas de acidente pessoal ou enfermidade súbita e aguda ocorrida durante o período de viagem nacional e uma vez constatada a saída do segurado de sua cidade de domicílio....
Calculating the impact of student loans on retirement savings
Posted: August 17, 2015
Calculating the impact of student loans on retirement savings“No one should go broke because they chose to go to college,” opined President Obama in a State of the Union address. This argument is difficult to fault. Yet, the average total cost of one year at a private nonprofit higher education institution in the USA rose to $42,419 in 2014, so it’s easy to see how high monthly loan payments could take the fun...
Divórcio: tem Seguro?
Posted: May 20, 2015
Divórcio: tem Seguro?No Brasil ainda, não. Mas nos Estados Unidos, sim. Não se trata de um certificado de garantia de que o casal viverá feliz para sempre até que a morte os separe. Longe disso, até porque sentimentos e relacionamentos amorosos não são eletrodomésticos que vêm com garantia contra defeitos de fabricação por um ano, podendo ser estendida por mais tempo. Este é um novo tipo de...
Steps to take when an injury happens at work
Posted: May 11, 2015
Steps to take when an injury happens at workEven when business owners take appropriate workplace safety precautions and measures to avoid injuries, accidents happen. How employers respond to these accidents can make all the difference. When an injury occurs, managers should follow the protocols below to properly handle a work-related injury or illness: 1. Care for your employee first Your employees’ safety comes first and getting an injured employee treatment quickly is crucial....